Includes capital gains (with primary residence and reinvestment exemptions), commission, notary, and municipal costs.
Capital gains: 2026 IRS rules — 50% exemption for primary residence held >24 months. Additional 50% exemption if reinvested in EU/EEA property within 36 months. NHR: 10% flat rate on Portuguese-sourced capital gains. Commission: standard Silver Coast split (negotiable). Municipal costs: Caldas da Rainha Câmara fee schedule 2026 (approximate). Notary & legal: estimate by property value tier. Energy certificate: mandatory fixed cost.
The simulator is a starting point. For an actual market price anchored in comparables, book a visit.