Capital Plan + Tax + Mortgage Simulator

The full picture for international buyers.

FX conversion, IMT brackets, Stamp Duty, EURIBOR mortgage, downpayment stress-test — every number you need in one form.

FOR NEW RESIDENTS

Capital Plan & Tax Simulator

Capital & Mortgage Calculator Property Tax Calculator

The Property Tax Culture Shock

Portugal taxes the transaction heavily (IMT + Stamp Duty upfront) but annual property tax (IMI) is very low. Use this calculator to stress-test your capital plan.

Capital Plan, Tax & Mortgage Simulator

1. The Sale & Current Assets

2. The Purchase (Portugal Target)

EUR
EUR

3. Mortgage Financing

Mixed rate = 2.65% + 1.0% spread = 3.65% total interest

Indicative estimate. Not legal, tax, or financial advice.